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Lcredit loan App review : scam or legit

Want to take a loan from lcredit loan app, but still doubting whether it is legit or a scam? Doubt no more. This is a completed Lcredit loan app review.


This is our trust review. We are not affiliated with them, nor did they pay us to write a review about them. Everything we are going to explain in this post is based on our research.


ALSO READ: Theweeklyicome.com review


Is Lcredit legit or a scam?


Lcredit is legit. It is one of the best loan apps in Nigeria. If you want to take a loan to start a business or to expand your business, Lcredit should be one of the loan apps you should consider.


Their packages and rate are good for those who want a loan for business or personal use.


What is Lcredit?


LCredit is a fully digitized personal loan app powered by CASHIGO. With only a few simple taps, the app helps you satisfy all of your urgent personal finance needs. Get a personal loan that is issued directly to your bank account and has extremely low-interest rates.

What is Lcredit load interest rate?


Lcredit  flexible payment plan interest and service rate starts from 0.1% to 1%, and the loan period range from 91 days to 180 days.

Annual package interest is calculated on daily a basis. The annual interest rates are from 36.5% to 300%.


How to repay loan on Lcredit


There are 3 ways you can make repayment on Lcredit app which are listed below;

  • Pay with card
  • Offline transfer
  • Pay with bank or USSD

These three payment options are unique and easy to use. It all depends on which you prefer to use and they are all for your use. When you get to the loan dashboard where you owed Lcredit click on Loan bill on the App and your loan owed will show up. Click on repay and follow the steps.


Who is the owner of Lcredit?


Akinwande Ademosu is the owner of Lcredit loan app. Akin possesses a First Degree in Economics from Ogun State University and an MBA from the University of Nigeria, Nsukka. He was born in Ago-Iwoye, Ogun State, Nigeria. He also has a credential in Harvard Business School’s General Management Program (GMP) and an Executive MBA (Trium eMBA – jointly conferred by the London School of Economics and Political Science, HEC Paris, and NYU Stern, USA).


How to borrow money from Lcredit?




You’ll need an Android phone and access to the Internet to apply for an online loan through the LCredit app. From the Play Store, download the LCredit APP. Choose the product for which you want to apply. Receive your loan funds in your bank account.

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